Judy Patterson's Blog
Ready to purchase a high-quality residence for the first time? Ultimately, a first-time homebuyer will want to do everything possible to learn about the real estate market. By doing so, this property buyer can improve his or her chances of submitting a strong offer on a dream house, thereby increasing the likelihood of a quick, easy home sale.
Submitting a strong initial offer on a home can be simple – here are three tips to help a first-time homebuyer do just that.
1. Study the Current Housing Market Closely
A first-time homebuyer should allocate the necessary time and resources to learn about both buyer's and seller's markets. That way, a homebuyer can identify an opportunity to secure a terrific residence in any housing market and submit a competitive offer right away.
To analyze the real estate market, spend some time looking at the prices of homes that were recently sold in your city or town. This housing market data may help you differentiate between a buyer's and seller's market and map out your homebuying journey accordingly.
Furthermore, don't forget to check out the prices of houses that are currently available. With this housing market data in hand, you can better understand what it means to submit a strong offer that matches or exceeds a home seller's initial asking price.
2. Get a Mortgage in Advance
A first-time homebuyer definitely should get pre-approved for a mortgage. This will enable a homebuyer to enter the housing market with a budget that he or she can use to narrow a home search.
To obtain a mortgage, a homebuyer only needs to meet with banks and credit unions in his or her area. Each lender meeting is exceedingly valuable, as it enables a homebuyer to learn about assorted mortgage options and receive answers to any mortgage questions.
In addition, those who are pre-approved for a mortgage will know exactly how much money they can spend on a house. And as a result, these homebuyers can submit a competitive offer on a residence from the get-go, improving their chances of securing a first-rate residence in no time at all.
3. Collaborate with a Real Estate Agent
A real estate agent is a must-hire for a first-time homebuyer, and perhaps it is easy to understand why.
Thanks to a real estate agent, a first-time homebuyer can differentiate between a strong offer and a "lowball" one. In fact, a real estate agent will go above and beyond the call of duty to ensure a homebuyer can get the best price on a house, regardless of whether this property buyer is operating in a buyer's or seller's market.
Perhaps best of all, a real estate agent is happy to offer honest, unbiased homebuying recommendations. He or she can provide expert insights to help a homebuyer determine exactly how much to offer to acquire his or her dream residence.
When it comes to buying a house for the first time, there's no need to leave anything to chance. Instead, use these tips, and a first-time homebuyer can submit a strong offer and move one step closer to purchasing a home that matches or exceeds his or her expectations.
Stressed out and wishing you had room in the budget for a trip to Hawaii? Take a vacation whenever you want from the comfort of your home by creating a home sanctuary. When you have a peaceful refuge just a few footsteps down the hall you can easily take 15 minutes to yourself to relax and take the edge off whenever you like.
Start by selecting your space. You can turn a spare room or unused corner of the home into your sanctuary. When choosing a place take the foot traffic and lighting of the area into consideration. For example, you may find it distracting of your new sanctuary is across from the bathroom your family uses frequently or if there is a harsh glare at sunrise or sunset.
Decide on how you’ll spend time in this area. While you may hear sanctuary and immediately assume it’s a space for meditation or prayer this can be a quiet place for you to do any activity you find soothing. This may be reading, painting, writing or even putting a puzzle together. Once you know how you would like to utilize the room you can add furniture that will easily allow you to immerse yourself in an activity. Consider soft lighting, a desk, rug, large chair, and any tools necessary for your chosen activity. This could mean adding anything from a meditation pillow to an easel.
Handy hint: keep what you do add to the room intentional and functional. To maintain a calming environment that is easy to relax in avoid clutter from finding it’s way into this room and taking over. Add plants to bring a touch of peaceful nature to the room and purify the air. Choose soft, neutral colors to decorate with. If you are using a corner of a room for your sanctuary you can section the area off for privacy with a room divider or bookshelf.
If you don’t have space in your home for a dedicated sanctuary you can easily turn any space into a peaceful area by turning on some relaxing music and lighting some candles whose smells you find soothing. If you’re open to redecorating you can take the above tips and apply them to your living room or family den. You can even get your whole family to join in by limiting tv time and scheduling a “calm hour” for everyone to take a break and just chill.
Don’t wait all year for a two-week vacation to relax. Bring the elements that soothe your soul to your everyday routine into your home whether with a hobby like building a puzzle or setting dedicated quiet time for the whole family. When you make it simple to take a timeout from the day it’s harder to put off taking the time to relax. Your health will thank you!
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